# TrustRails

> TrustRails is digital infrastructure for retirement-account rollovers. It lets custodians and recordkeepers move 401(k), 403(b), 457(b) and IRA assets custodian-to-custodian electronically — validated, compliance-checked, e-signed and tracked — instead of by paper check. TrustRails never takes custody of participant assets; funds move directly between custodians. Founded 2023; a product of Digital Ventures Conglomerate Limited (https://dvcllc.io).

TrustRails is a technology service provider that facilitates communication between qualified retirement account custodians. It does not provide investment advice, act as a fiduciary, or handle retirement funds. Integration is via REST API, GraphQL, or an embeddable widget, with webhook notifications and an audit trail.

## Product

- [TrustRails home](https://uat.trust-rails.com/): What TrustRails does and who it is for
- [Solutions](https://uat.trust-rails.com/solutions): Use cases for custodians, recordkeepers, plan sponsors and advisors
- [Platform overview](https://uat.trust-rails.com/products/platform): How custodian-to-custodian digital transfers work end to end
- [API](https://uat.trust-rails.com/products/api): REST + GraphQL rollover API, authentication, webhooks, environments
- [Customers](https://uat.trust-rails.com/customers): Who uses TrustRails
- [Request access](https://uat.trust-rails.com/request-access): Sandbox and production onboarding

## Developer documentation

- [Documentation home](https://uat.trust-rails.com/docs): API reference and integration overview
- [Guides index](https://uat.trust-rails.com/guides): Integration guides
- [Quickstart](https://uat.trust-rails.com/guides/quickstart): First rollover in the test environment
- [Authentication](https://uat.trust-rails.com/guides/authentication): API keys (tr_test_/tr_live_), Bearer and X-API-Key headers, rate-limit tiers
- [Error codes](https://uat.trust-rails.com/guides/error-codes): HTTP status, error code and remediation reference

## Regulatory and compliance

- [Trust center](https://uat.trust-rails.com/trust): Security, encryption, audit logging and data handling
- [ERISA position](https://uat.trust-rails.com/erisa): TrustRails' role as a technology service provider, not a fiduciary
- [Guarantee](https://uat.trust-rails.com/guarantee): Service commitments
- [IRS Notice 2026-49 Explained: The New Standardized Rollover Process (and Why It Looks Like Payment-System Engineering)](https://uat.trust-rails.com/blog/irs-notice-2026-49-rollover-forms-explained): The IRS has proposed optional sample forms and a five-step, plan-to-plan procedure for direct rollovers. Here is what the Notice actually says, what is proposed versus final, and why the procedure is instantly recognizable to anyone who has built payment infrastructure.
- [The 2026 DOL Fiduciary Rule: What Plan Administrators Need to Know About Rollover Compliance](https://uat.trust-rails.com/knowledge-base/dol-fiduciary-rule-rollover-compliance): Navigate the evolving DOL fiduciary landscape — from PTE 2020-02 documentation requirements to practical compliance checklists for TPAs handling 401(k) rollovers.
- [SOC 2 for Retirement Platforms: Why Your Rollover Provider Needs It](https://uat.trust-rails.com/knowledge-base/soc2-retirement-platforms): What security teams need to know when evaluating rollover providers — from Trust Services Criteria mapping to the 25 questions you should ask every vendor.
- [TrustRails Regulatory Compliance Architecture](https://uat.trust-rails.com/knowledge-base/regulatory-compliance-architecture): Deep dive into our comprehensive AML/KYC compliance framework, automated monitoring systems, and how we maintain regulatory adherence across jurisdictions.

## Company

- [About TrustRails](https://uat.trust-rails.com/about): Mission, founders, the cost of paper-check rollovers
- [Contact](https://uat.trust-rails.com/contact): Sales and support

## Optional

- [Knowledge base index](https://uat.trust-rails.com/knowledge-base): All articles
- [Privacy policy](https://uat.trust-rails.com/privacy)
- [Terms of service](https://uat.trust-rails.com/terms)
- [Understanding Your Retirement Transfer: The Technology Behind the Scenes](https://uat.trust-rails.com/knowledge-base/retirement-transfer-blockchain-explained)
- [Understanding Your Retirement Transfer: How TrustRails Keeps Your Money Safe](https://uat.trust-rails.com/knowledge-base/how-trustrails-keeps-money-safe)
- [How Smart Contracts Solve the $1 Trillion 401k Rollover Coordination Crisis](https://uat.trust-rails.com/knowledge-base/smart-contracts-solve-rollover-crisis)
- [Blockchain Implementation: Hybrid Architecture for Privacy & Compliance](https://uat.trust-rails.com/knowledge-base/blockchain-implementation-privacy)
- [Turn 401k Transfers Into Customer Delight](https://uat.trust-rails.com/knowledge-base/401k-transfers-customer-delight)
- [Your 401k Transfer Journey](https://uat.trust-rails.com/knowledge-base/401k-transfer-journey)
- [Smart Contract Security Framework](https://uat.trust-rails.com/knowledge-base/smart-contract-security)
- [Sitemap](https://uat.trust-rails.com/sitemap.xml)